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“Currently India ranks second with 155 million obese citizens, while China has 190 million. If this (trend) continues, the number of obese people living in the country will cross the number of obese people in China by 2020,” JS Rajkumar, chairman, Lifeline Hospitals told reporters (Source: dnaindia.com) Not only this around 55.6 per cent males and 76.2 per cent females and suffer from abdominal obesity thus giving way to various disorders like diabetes, hypertension.

I have been using this spreadsheet since 6-7 months and able to track my household expenses. I can see where my money is going and trying to reduce the expenses without being noticed by family 5-7% per month due to this. Of course, there are sophisticated software/sites are there which make this very easy but still I found them quite complex and no interest to learn/use them.

You have money but need it after some time, say 6 months or a year. There may be many reasons for this like to purchase/ start construction for your dream home or to help in expenses of marriage of your sister/brother or to purchase car etc. where to park your money for this short-term goal? keep it idle in saving bank account or make a FD for a year? any other scheme where I may get better returns along with good safety?